Sr Manager, GBS WCCRR

Key Responsibilities

Wholesale Credit And Country Risk Reporting (WCCRR)

• The primary responsibility of this role is delivery of CIB credit risk reporting and MI, working directly with and supporting the group CIB credit risk team, which rolls up to into the Global Head of Reporting, Risk & CFCR. The risk reports are used by risk managers, Group Risk Framework Owners, committees and senior management, Regulators, and other internal stakeholders.
• The team involved in every stage of a reporting process –
• Requirement gathering, collaboration with group and country teams to identify metrics for reporting.
• Evaluate Data Availability & proactively manage data quality requirements.
• Tactical solutions to bridge the gap while implementing strategic solutions.
• From testing till Go live
• Partner with Data Strategy /Technology for strategic sourcing & self- service models
• Insights & Commentaries
• Enhancements to the reports
• Risk Identification and Controls review for the process
• BCBS239 requirements
• The role will suit candidates with wholesale credit experience, an ability to interact with a vast array of stakeholders effectively and excellent communication skills (written and verbal), including report writing. The role suits someone who is detail oriented, with curiosity for insights and confidence to challenge. The role holder will be able to develop a broad view of the risks and issues and develop vital soft skills, while seeking opportunities for adoption of best practice, innovation, and individual growth.

Strategy

• To understand reporting requirements from Credit Risk Officers and translate them into effective and efficient risk reports
• Ensure appropriate BAU controls are being established within RRSD and deployed effectively in GBS.
• To improve efficiency in BAU activities, through automation or collaboration with other risk reporting teams and across borders
• Support projects and initiatives by building compelling use cases and requirements for change

Key Responsibilities
Business

• To deliver quality reports in a timely manner with analytical insights for both internal and external stakeholders
• Build stronger relationship with all stakeholders.
• Provide subject matter expertise and address ad-hoc reporting requirements.
• Continuously work towards improving risk data quality with infrastructure and other risk teams
• Work with project, change, technology, credit risk and monitoring teams on changes impacting our reporting and credit risk systems framework. User testing for project releases / migration projects / BAU enhancements. Establishing material impact of the systemic issues, following through on closure.

Processes

• Country/Regional RIR packs for CCR, Booking & Management view (~150 packs).
• Group and SC Bank Risk Appetite reporting including circulation of CCR country level RA metrics to Group risk appetite team.
• CCIBRC/GRIR/BRIR and Regional RIR packs.
• STDF submission across various templates
• Past Due and Forbearance Reporting
• BCBS activities
• Daily and monthly limit breach report
• GRIR/BRIR/ Asia & HK Risk Committee RIR packs
• Sovereign and limit templates for rating reviews (multiple locations from Asia covered)
• CE returns
• Intra-day Limit report
• Group and SC Bank Risk Appetite reporting
• Adhoc reports (multiple locations from Asia covered)

Country Risk

• Daily and monthly limit breach report
• GRIR/BRIR/ Asia & HK Risk Committee RIR packs
• Sovereign and limit templates for rating reviews (multiple locations from Asia covered)
• CE returns
• Intra-day Limit report
• Group and SC Bank Risk Appetite reporting
• Adhoc reports (multiple locations from Asia covered)

People & Talent

• Continued focus on recruitment and team diversity ensuring balance of team demographics
• Continue to attract, motivate and retain superior talent in teams’ under management.
• Lead through example and build the appropriate culture and values within the Risk function and across the wider organisation
• Ensure backup staff is identified and trained. Ensure succession planning for the processes handled at GB

Risk Management

• To continuously work towards improving the control environment in credit risk reporting
• Ensure completeness, accuracy and timeliness in all Regulatory Reporting
• Escalate or engage appropriate stakeholders to ensure timely remedial actions and escalation of situations that pose significant risk

Governance

• Understand the credit risk policy and standards, risk reporting and data quality management standards, and application of the operational risk policy and standards across team activities
• Ensure the end to end reporting process has no loopholes. Identify gaps and find ways to address
• Participate in internal and external audits, as directed

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

Key stakeholders
Internal

• Group Risk Framework Owners
• Group Risk Teams
• Country Risk Teams
• Enterprise Risk Management
• Risk Infrastructure and Change Management
• Technology
• Data Governance
• Group Internal Audit

Other Responsibilities

• Participate in at least 2 days of volunteering per year
• Participate in engagement activities
• Be motivated and actively engage in activities like innovation and automation initiatives
• To hold assigned roles of First Aider / Fire Warden / ADCC as appropriate and discharge the expected responsibilities.

Qualification & Requirements

• Postgraduates / Professional qualification with – 9+ yrs experience
• Strong CIB product knowledge and understanding of risk management with familiarity of PRA issued regulations. Knowledge of Credit risk, country risk and its management is must.
• CFA or FRM desirable.

General Skill Set

• Analytical mindset – Able to detect outliers by observing movements and trends in data. Be able to investigate issues and identify the drivers.
• Awareness of trading environment, market moves & potential impact on exposures.
• Excellent communication skills – verbal and written.
• Hands-on Tooling – Programming skills in Python, VBA, API, Microsoft (Access, PowerPoint), Visualisation Tools (Tableau, PowerBI), Workflow Automation Tools (RPA, SharePoint Designer), Devops (JIRA, Git, Genkins, CICD), knowledge of AI/ ML will be an added advantage.
• Works well individually as well as part of a team, especially across borders
• Able to meet tight deadlines with minimal direction.
• Inquisitive, with attention to detail. Proactive attitude towards work
• Problem solving ability.
• Demonstrates understanding of and commitment to the Group’s core values.

Skills And Competencies

• Manage conduct
• Manage conduct
• Manage risk
• Manage people
• Fm products
• Problem Solving skills
• Sas/ python/ sql

Benefits

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Program, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organization, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies – everyone feels respected and can realize their full potential.