AVP, GBS WCCRR

Key Responsibilities

People & Talent

• Continue sharing the knowledge and experience on portfolio management and governance with the rest of the reporting team..

Risk Management

• Assist in assessing the credit risk reporting profile of the Corporate, Commercial & Institutional Banking portfolio under the applicable Credit Risk Industries and Credit Underwriting Principles, maintaining alignment with Group Risk Appetite by rebalancing of risks or controls that may be required in response to internal and external factors.
• Participate and contribute key process related initiatives related to the applicable Credit Risk Industries / Reporting.
• Preparation of various portfolio review packs including but not limited to Credit Risk Industries and Credit Underwriting Principles as required from time to time.
• Maintain a good understanding of the requirements of key external stakeholders in respect of risk management and ensure these are well understood internally and reflected in internal procedures, governance and reporting.
• Obtain assurance regarding the effectiveness of the business controls and compliance with internal governance procedures.

Strategy

• Assist in the planning and development of risk parameters under Credit Risk Industries, Credit Underwriting Principles according to Risk Tolerance and Policy Frameworks and documents in portfolio standards.
• Assist in the planning and development of risk parameters according to Risk Tolerance and Policy Frameworks and documents.
• Identify, measure, and monitor risk profiles at the portfolio level under Credit Risk Industries and ensure alignment of strategy across the various Regions.
• In relations to the Credit Risk Industries and Credit Underwriting Principles, inform the development of business plans (if any) and a balanced judgment on the external environment.

Business

• Assist in aligning strategy of the Risk Reporting function with business strategy and risk appetite for the Credit Risk Industries and Credit Underwriting Principles.
• Identify, measure and monitor material risk affecting CIB portfolio reporting in the context of the external market environment.
• Maintain and develop the risk capabilities, and skills to meet ongoing business needs and plans.

Processes

• Assist in control of portfolio within the set risk parameters to ensure risk profile within risk tolerances for reporting and governance purposes.
• Ensure compliance with applicable internal policies, and external laws and regulations, insofar as related to Credit Risk Industries. / Reporting.
• Continuously improve the operational efficiency and effectiveness of the risk management, reporting and governance processes.

Governance

• Ensure Operational Risk and regulatory compliance, governance, monitoring and control for the Industry Risk. To provide support on credit policy and risk appetite conformance.
• Support the Credit Underwriting Principal portfolio metrics (e.g. CG, tenor, geographic thresholds, etc.) are well controlled, monitored and of good standards.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the team to achieve the outcomes set out in the Bank’s Conduct Principles Fair Outcomes for Clients; Effective Operation of Financial Markets; Financial Crime Prevention; The Right Environment.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• Group Risk Framework Owners
• Group Risk Teams
• Country Risk Teams
• Enterprise Risk Management
• Risk Infrastructure and Change Management
• Technology
• Data Governance
• Group Internal Audit

Other Responsibilities

• Embed Here for good and Group’s brand and values of the bank. Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures as applicable

Qualification & Requirements

Skills And Experience

• Risk Types and Frameworks
• Risk Reporting
• Visual & Data Analytics
• Data & Systems solutions
• Conduct, Financial Crime & Compliance Risk Management
• Stakeholder management
• Risk Types and Frameworks

Qualifications

• EDUCATION POSTGRADUATE WITH RISK EXPERIENCE
• TRAINING 10 to 15 years Risk Reporting exposure with Strong CIB product knowledge and understanding of risk management with familiarity of PRA issued regulations and people management skills
• TECHNICAL VISUALIZATION – TABLEAU, POWERBI. AUTOMATION: PYTHON, VBA
• CERTIFICATIONS CFA, FRM
• LANGUAGES English – Excellent communication and presentation skills

Benefits

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies – everyone feels respected and can realise their full potential.